How I Afford to Quit My 9-5 + Travel the World



Don’t we all wish we could retire early and travel the world? Although I can’t afford to retire yet, I can at least afford to quit my 9-5 job to travel the world for a year. I’ve done it twice: once in my late-20s and once in my mid-30s.


Is it career suicide to take a year off here and there? Not always the case! In fact, there are plenty of case studies that indicate priceless benefits of taking sabbatical leave. This includes employees stating they feel rejuvenated and motivated to go to work.


Some also find inspiration for new ways to grow a business. Others enjoy being able to explore new ideas, get fit, do retirement pre-planning, take care of family needs and so forth.


Maybe you haven’t made up your mind about taking an extended period of time off just yet. There’s a lot of things to consider depending on your circumstance.


So your first step before reading on is to get clear on a goal. Then work backwards from there. Not sure on your calling? No worries, you’re definitely not the only one! Here’s how to align your goals with your true calling.


My financial history is far from perfect.


There are many things I wish I did differently with my money in my 20’s and early 30’s. I made a lot of financial mistakes from not investing early to overspending on things I didn’t need.


Even as a business major in college, one would think I’d be better with my personal finances. I figured, all I had to do was make more than I spend.


Enough was enough.


It wasn’t until I realized how much I craved freedom from an office cubicle that I started waking up to my beliefs and habits around money. And when I really couldn’t stand my job, I knew I needed to have an exit strategy.


Sometimes I stuck to this plan. Other times, I would just quit the next day without a Plan B. Not my best moment.


Once, I ended up going back to the employer asking for my job back.


Since I was so frustrated with the 9-5 rat race, I wanted to achieve financial freedom earlier than the average retirement age. I knew I had more to contribute to society than what I was doing at my cubicle all day.


Through years of trial and error, I learned what worked for me and what didn’t. Here's what helped me speed up my journey to financial freedom.


If you do decide to take that leap one day, start developing a game plan for that big day now. To help, here are 3 ways I was able to quit my 9-5 and travel the world.


1. I had little splurges.


When it comes to saving towards a big goal, saving on the small stuff isn’t going to get you there soon enough. That’s why I don’t bring up cutting coupons, bringing lunch into work, or cutting down on your Starbucks coffee on this website.


So where can you save bigger? Take an inventory of your monthly subscriptions. Are there subscriptions that fall under your “needs” or “wants” category? Can you cut back on eating out, happy hour, or car insurance?


One of the most overlooked areas is taxes. Are you getting the biggest tax refund possible each year? Here’s are 5 simple ways I increased my tax refund.


2. I created multiple streams income.


Ok so you’ve figured out ways to decrease money going out but how about increasing money coming in? If you don’t want to work 20 hours of overtime at your 9-5, explore ways you can make passive income.



Can you sell items collecting dust in your closet? Have you diversified your assets so that you’re earning a higher rate of return than keeping all your money in a savings account?


Start a blog, rent out my car, I tried a lot of different side hustle gigs! Here are several ways I created multiple streams of income.


3. I invested in myself.


During my time off, I’ve heard countless debates about choosing to invest in yourself over a retirement account (401K, IRAs, etc). Now we aren’t going to take it to such an extreme. I’m a fan of diversifying assets across the board.


But I brought up that point because so many early retirees have experienced greater returns by allotting their would-be retirement savings towards investing in themselves first. This can be through reading books, attending workshops, taking online courses and so forth.


What’s my investment strategy when it comes to the stock market? Here’s what I invest in and why.

Set the intention to take at least one step each day towards being a wiser person tomorrow.


Overall, a growth mindset is key to an individual’s personal development. In turn, that correlates with manifesting more abundance over a lifetime.


When you grow on the personal and professional level, you increase your human capital. Thus, the more you are able to contribute your skill sets, knowledge, and ideas to the world. And that’s priceless!


Ready to quit your 9-5 too? Be sure to get your financial ducks in a row first.


Financial independence retire early (FIRE) like a boss!


Get FIRE’d up about financial freedom.


There are a endless ways to create side hustle income and reach FIRE. Investing in stocks, owning rental property, creating your own online biz, and so forth.


But it doesn’t mean you need to do it all. Just pick 1 or 2 that gets you excited.


Everyone's financial situation and personal interests is unique. It’s important to try out different side hustles to see what works best for you.


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