How to Quit Your 9-5 without a Plan B

Updated: Sep 16, 2019


Can’t stand another day at your 9-5? Ready to take the leap even without another job lined up? At the very least, let’s make sure you get your finances in order so it’s more of a “calculated” leap of faith.


Not too long ago, I took this same leap of faith...several times.


After almost ten years working in the public sector, I wanted out. I wanted to do something completely different.


But with all the office politics going on, it was hard to find stillness and figure out what I really wanted in my career. My decision to leave without another job lined up may have seemed irrational on the surface, especially with 20 years left on my mortgage.


But I needed to step away from the toxic work environment ASAP.


Fortunately, things panned out much better than expected. It’s not to say it was an easy journey though…


Related Content:


Quit Your 9-5 Without a Plan B? Now What?

5 Things You Must Do Before You Resign

Why I Quit My Job Without a Plan B


Not for the faint of heart.


Throughout my career in both public and private sector, I’ve taken several leaps of faith. Several of the leaps did not include a Plan B. It worked out fine for me but I would not recommend that route to everyone.


Get your financial ducks in a row ASAP.


Even as a business major in college, one would think I’d be better with my personal finances. I figured, all I had to do was make more than I spend. Right? Wrong.


It wasn’t until I realized how much I craved freedom from a cubicle that I started waking up to my beliefs and habits around money. And when I really couldn’t stand my job, I knew I needed to have a financial freedom plan.


What is F-You Money?


In light of the #MeToo movement, F-You money is especially crucial. If you are going into a hostile workplace each day, it’s time to say F-You to that.


F-You money is a 6-12 month emergency savings fund. An emergency fund can also provide peace of mind in case of a layoff or unexpected medical expense.


Over the years of working in a male dominated “old boys club” environment, I’ve leveraged my emergency fund as F-You money. Having resigned from my job without a plan, it has taken the pressure off of having to find another job immediately.


Here’s how I was able to build enough F-You money in a matter of months...


It takes more than just cutting coupons.


It takes more than just a six-figure or more salary too! The journey to financial freedom requires you to have your hard earn money working for you!



There are a gazillion ways to achieve Financial Independence Retire Early (FIRE). From real estate to stock market investing and everything in-between. The choice is yours!


Start a blog, rent out my car, I tried a lot of different side hustle gigs. Get your creative juices flowing!


Here are several ways I created multiple streams of income.


Prior to each leap, I tapped into my intuition.


Before I quit, I was doing a lot of soul searching in order to be more intentional about my job searches. Otherwise, I would be aimlessly sending out online applications and wasting a lot of time.


Doing the soul searching is an ongoing process, even once you find that dream job. So start now! Need ideas? Not sure where to start?


Here are my favorite work from home opportunities that I came across during job searching phase.


Track your net worth


Having multiple income streams and a diversified portfolio is important to reach financial freedom. But keeping track can be a major pain.


I can barely remember my passwords to my social media accounts let alone all the other online accounts I have. You too?


No worries. I got you covered.


I can securely link all my financial accounts to get a complete picture of my net worth with Personal Capital. Over time, I saw how my net worth was trending positively. It even helped me take steps to make adjustments in my spending and savings habits.


Over 1 million people use the Personal Capital app to track and manage their net worth. Ready to face the numbers?


Start tracking your net worth today!


F-You Money Calculator


How close am I to saying F-You? I asked this question many many times throughout my life in corporate.


In order to know if I was even remotely close to my target number, I played around with different financial goal calculators.


Of all the different calculators out there, Personal Capital offers one of the most in-depth financial planning calculators. And it’s free to use!


Know exactly where you stand relative to your money goals.


See how close you are to financial freedom here!


Ready to pivot your career to align with your ideal lifestyle?


Changing jobs within the same industry can be challenging. Pivoting to a new industry can be even tougher and take longer.


So what do you do to shorten the lengthy process of job searching?


Step aside, James Bond. Allow me to handle this question with a Pintastic solution.


Make money on Pinterest with simple marketing strategies. It doesn't happen overnight. But, the possibilities are Pinfinite! Not sure where to begin? Start with a FREE Pinterest Audit!

Access the FREE Pinterest Audit Template!